Personal finance, US edition

See the gap between where your money is and where it needs to be.

Financeinsight pairs plain-language wealth and retirement guides with transparent calculators, so you can test assumptions before making decisions.

Try the gap calculator Read the guides

Featured wealth guides

Start with the fundamentals

Practical, neutral explainers on building and tracking wealth.

All guides

Discover by topic

Six areas of personal finance

Wealth building

Net worth and compound growth.

2 guides

Retirement

Income targets and readiness.

1 guide

Savings

Priorities and emergency funds.

1 guide

Budgeting

Spending plans that hold up.

1 guide

Tax-aware saving

General concepts, not tax advice.

1 guide

Goal planning

Measurable goals and reviews.

2 guides

Quick gap calculator

Projected amount vs. target

Enter your own assumptions. The result is an illustrative estimate, not a prediction or personalized advice.

More tools

Wealth and retirement roadmap

Four stages, one direction

  1. 01 / Measure

    Record assets, debts and monthly cash flow.

  2. 02 / Define

    Set a target amount, date and desired retirement income.

  3. 03 / Project

    Test conservative and optimistic growth assumptions.

  4. 04 / Review

    Revisit the plan yearly and after major life changes.

Reading a projection

Three questions to ask before trusting any number

What was assumed?

Growth rates, contribution timing and inflation drive every result. Change them and compare.

What was left out?

Taxes, fees and market declines are excluded from simple calculators.

Who is it for?

General tools cannot know your circumstances. Use them to frame questions for a qualified professional.

Disclaimer: Financeinsight content is general information, not financial, tax, legal or investment advice, and no outcome is guaranteed.